James Flanagan & Associates
 
Helping you plan your financial future.

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Children's Education SavingsUse this calculator to evaluate and determine if you need to make changes to your college savings plan.
Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Qualify for Home PurchaseThis calculator indicates whether or not you qualify for a conventional mortgage.
Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Auto Loan Payment CalculatorUse this calculator to calculate an auto loan amount based on your desired monthly payment or to calculate a monthly payment based on an auto loan amount.
Buying vs. Leasing - AutoUse this calculator to determine if you should lease or buy your next vehicle.
Investment Needed to Achieve GoalUse this calculator to determine the investment needed to achieve your goal.
Paycheck Calculator - SalariedThis calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Second Income CalculatorUse this calculator to estimate your additional monthly net pay after expenses if your spouse is working.
Ratio CalculatorsUse these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.
Minimum IRA DistributionUse this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.